How is the financial assistance under the PM – KISAN
How is the financial assistance under the PM – KISAN scheme transferred to farmers?
पीएम – किसान योजना के तहत वित्तीय सहायता किसानों को कैसे प्रदान की जाती हैं?
Detailed Solution & Logic
Direct Benefit Transfer (DBT) to bank accounts / बैंक खातों में प्रत्यक्ष लाभ अंतरण (DBT)
📘 Explanation
Under the Pradhan Mantri Kisan Samman Nidhi (PM–KISAN) scheme, financial assistance is provided to eligible farmers through Direct Benefit Transfer (DBT).
In this system, the government transfers money directly into the farmer’s bank account, without involving middlemen. This ensures transparency, reduces corruption, and guarantees timely payment.
Eligible farmers receive ₹6,000 per year, paid in three equal installments of ₹2,000 each.
📗 व्याख्या
प्रधानमंत्री किसान सम्मान निधि (PM–KISAN) योजना के तहत किसानों को वित्तीय सहायता प्रत्यक्ष लाभ अंतरण (DBT) के माध्यम से दी जाती है।
इस प्रणाली में सरकार राशि को सीधे किसान के बैंक खाते में भेजती है, जिससे बिचौलियों की भूमिका समाप्त होती है और भुगतान सुरक्षित व समय पर मिलता है।
योग्य किसानों को प्रतिवर्ष ₹6,000 की सहायता ₹2,000 की तीन किस्तों में दी जाती है।
⭐ Extra Facts
🔹 The scheme was launched in February 2019.
👉 यह योजना फरवरी 2019 में शुरू की गई थी।
🔹 Only landholding farmer families are eligible.
👉 केवल भूमिधारक किसान परिवार इस योजना के पात्र होते हैं।
🔹 DBT helps prevent fake beneficiaries.
👉 DBT प्रणाली फर्जी लाभार्थियों को रोकने में मदद करती है।
🔹 Aadhaar linking is generally required for verification.
👉 सत्यापन के लिए आधार लिंक होना आवश्यक होता है।
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